What realistic-ish net worth would make you feel comfortable enough to live on a traditional 4% rule (index funds, possibly conservative real estate, etc. no landlord shit/real job, no 80 IQ crypto, truly retire), and what would your overall net worth have to be to feel done with working?

eg:

400K: house 100K: Emergency fund/random shit w/ resale value 1.5M: investment portfolio. Assuming 4% (net) ~5k/mnth income.

2M net worth. Etc.

  • @Jason
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    21 year ago

    there’s no universal answer to this. it depends entirely on your lifestyle, your family (wife, kids), your location, standard of living… list goes on.